Broke Millennial
Erin Lowry · 2017
A no-nonsense, judgment-free guide for young adults who feel broke and overwhelmed by money. Erin Lowry walks you from financial chaos to control by fixing your money mindset first, then handing you the practical playbook for budgeting, debt, credit, saving, and investing.
Relatable guide getting young adults from financially broke to in control.
Three of the ideas you’ll keep
The Clif summary of Broke Millennial pulls out 7 insights. Here are the first three.
- Decode your 'money script' before touching your budget: the beliefs you absorbed about money in childhood quietly drive your spending today, and naming them is what lets you change the behavior.
- Face your real numbers without flinching. Calculate your net worth (assets minus liabilities), your take-home pay, and your debt-to-income ratio so every decision is built on facts, not vibes.
- Pick the budgeting system that fits your brain, not the trendiest one: a weekly cash diet, tracking every penny, or the envelope method. The best budget is the one you'll actually stick to.
The other 4 — and the full 9-minute summary — are in the app.
What’s inside: 10 chapters
The whole summary runs about 9 minutes, read or listened to.
- Your Money Story Starts in Childhood
- Know Your Money Personality
- Face Your Numbers
- Build a Budget You'll Actually Use
- Master Your Credit Score
- Dig Out of Debt
- Save for Emergencies and Big Goals
- Invest for Retirement (Don't Just 'Save')
- Money and Relationships
- Talking Money with Family and Putting It All Together
Finish Broke Millennial tonight.
Read or listen to the full summary in about 9 minutes, then keep the ideas with a minute of review a day. Start with the 2-minute quiz — no card required.
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